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Home » Million Dollar Dip (The 5-Minute Party Appetizer)

Million Dollar Dip (The 5-Minute Party Appetizer)

Top down view of a wooden bowl filled with creamy Million Dollar Dip loaded with shredded cheddar cheese, and green onions, being scooped with a round cracker.

Imagine the roar of the crowd, the cold drink in your hand, and the perfect cracker-shattering crunch as you dive into a bowl of velvety, smoky goodness. We have all been there—it is thirty minutes before the Super Bowl kickoff, your kitchen feels like a disaster zone, and you still need a show-stopping appetizer that doesn’t require slaving over a hot stove. You need a win that tastes like a million bucks without the gourmet price tag or the hours of prep. This dip solves every game-day dilemma: it is cold, creamy, and comes together faster than a commercial break. No ovens, no complicated techniques—just pure, addictive flavor that will have your guests scraping the bowl clean.

At-A-Glance

  • Dietary: Gluten-Free, Low-Carb, Keto-Friendly
  • Time: 5-10 Minutes
  • Difficulty: Beginner
  • Cost per Serving: Approximately $0.85

Why This Recipe Works

The secret to this dip’s success lies in the balance of textures and the temperature of your base. Combining dense cream cheese with silky sour cream creates a stable, scoopable foundation that won’t turn runny on the platter. Sharp cheddar cheese brings a necessary bite, salty fat that makes your palate crave another bite. By skipping the oven, you preserve the bright, crisp snap of the green onions, which provides a fresh counterpoint to the rich dairy. Using garlic powder instead of raw garlic ensures a smooth, mellow savory note that permeates the entire batch without any harsh, biting aftertaste. It is a calculated symphony of salt, fat, and acid that hits every craving at once.

Key Ingredients & Notes

  • 8 ounce block cream cheese: Ensure this is softened to room temperature. This prevents those dreaded tiny white lumps and guarantees a velvety finish.
  • 1 1/4 cups sour cream: Use full-fat for the best mouthfeel. The tanginess cuts right through the richness of the cheese.
  • 2 cups shredded cheddar cheese: I recommend grating your own from a block for the softest texture, though pre-shredded works in a pinch for busy moms.
  • 4 green onions: Slice these thin to distribute that mild, peppery onion flavor in every single bite.
  • 1 teaspoon garlic powder: This provides a consistent, savory backbone to the dip without overpowering the other ingredients.

Step-by-Step Instructions

Whip the softened cream cheese and sour cream together in a large mixing bowl. Use your electric hand mixer on medium speed until the mixture looks like soft, fluffy clouds with no lumps in sight.

Add the shredded cheddar cheese, the sliced green onions, and the garlic powder into the bowl. Don’t worry if it looks like a lot of toppings—that’s what makes it the “Million Dollar” version!

Mix everything together on a low setting or fold it in with a sturdy spatula. You want every shard of cheese in that silky cream base.

Serve it up immediately if you are in a rush, or let it chill in the fridge for an hour. Chilling allows the flavors to marry slightly soften into the cream, making it even more decadent.

Expert Tips

If you forgot to take the cream cheese out of the fridge, don’t panic. Simply unwrap the block, place it on a microwave-safe plate, and heat it in 15-second intervals until it feels supple to the touch. If the dip feels too stiff after chilling, stir in a single tablespoon of milk or heavy cream to loosen it back up to a perfect dipping consistency.

Variations & Substitutions

For a spicy kick, fold in a small can of diced green chiles or a teaspoon of red pepper flakes. For an ultra-low-carb version, serve this with celery sticks, cucumber slices, or bell pepper wedges instead of traditional crackers.

FAQ

Can I make this dip ahead of time?

Absolutely. In fact, it tastes even better the next day. Keep it in an airtight container in the fridge for up to three days.

Can I freeze this dip?

I don’t recommend it. Dairy-based dips like this tend to separate and become grainy once thawed, losing that signature creamy texture.

Is this dip spicy?

Not at all. As written, it is very kid-friendly and mild. The green onions provide a fresh flavor rather than heat.

Recipe updated in 2026 to reflect the most accurate timing and additional insights.

Top down view of a wooden bowl filled with creamy Million Dollar Dip loaded with shredded cheddar cheese, and green onions, being scooped with a round cracker.

Million Dollar Dip for Super Bowl Sunday

Lauren Bennett
A rich, creamy, and smoky appetizer that takes only 10 minutes to prep. Perfect for game day and busy schedules.
Prep Time 10 minutes
Total Time 10 minutes
Course Appetizer
Cuisine American
Servings 10 people
Calories 285 kcal

Equipment

  • Electric hand mixer
  • Large Mixing Bowl
  • Rubber spatula
  • Knife and cutting board

Ingredients
  

  • 8 ounce block cream cheese softened to room temperature
  • 1 1/4 cups sour cream
  • 2 cups shredded cheddar cheese
  • 3/4 cup real bacon bits
  • 4 green onions thinly sliced
  • 1 teaspoon garlic powder

Instructions
 

  • Whip the softened cream cheese and sour cream in a large bowl with an electric hand mixer until smooth.
  • Add the shredded cheddar, bacon bits, sliced green onions, and garlic powder.
  • Mix until all ingredients are thoroughly combined.
  • Serve immediately with crackers or chill in the refrigerator to let flavors meld.

Notes

  • Ensure cream cheese is fully softened to avoid lumps in your dip.
  • Toast the bacon bits in a dry pan for 2 minutes to enhance the smoky flavor.
  • If the dip is too thick after chilling, stir in a tablespoon of milk to reach desired consistency.
Keyword Million Dollar Dip, Party Appetizer, Super Bowl Dip, The Ultimate Million Dollar Dip for Super Bowl Sunday

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